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Filing a Claim

1. Contact your insurance company as soon as possible. This is especially important if the damage is severe.

2. Take pictures of the damage to your roof. You can do this yourself but will be better served by hiring a licensed roofing contractor to do this for you. They will be able to see damage you would miss otherwise.

3. Make a list of any damage to your belongings inside your home. This can include water damage, broken windows, etc.

4. Gather any receipts for repairs that you have already made.

5. Be prepared to answer questions about the damage and when it occurred.

Roofing Insurance Claims

Are you dealing with a roofing insurance claim? If so, you're not alone. In fact, roofing insurance claims are one of the most common types of insurance claims filed yearly.

 

As roofing professionals, our team at Ridge Roof Restoration can help you through the entire roofing insurance claim process.

 

This guide will help you understand the process and what it takes to file a roofing insurance claim accurately or you can contact us and we will help you get started with your claim

What is Roofing Insurance?

Roofing insurance is a type of home insurance that specifically covers damage to your roof. This can include damage from weather, falling trees, or even vandalism.

 

Most standard home insurance policies include coverage for roof damage, however it is always a good idea to check in advance before a situation arises.

 

Whenever you file a roofing insurance claim, your chances of getting your damages approved is significantly higher when a licensed roofer documents and works the claim.

What Types of Damage Does Roofing Insurance Cover?

Most roofing insurance policies will cover damage from wind, hail, and storms. However, it's always best to check with your specific policy to see what is covered.

Wind damage is one of the most common types of damage covered by roofing insurance. This can include damage from high winds, tornadoes, and even hurricanes.

If your roof has been damaged by wind, it's important to act fast and contact your insurance company right away. This is not only for your safety but also to ensure that your insurance claim is filed correctly.

Hail Damage

Hail damage is another common type of damage that is covered by roofing insurance. Most hail damage is not severe, but it can still cause cosmetic damage to your roof.

If you have hail damage, it's important to take pictures of the damage and contact your insurance company as soon as possible. You should also remember to save any receipts for repairs that you have to make.

Storm Damage

Storm damage is similar to wind damage but can also include damage from heavy rains and flooding.

If a storm has damaged your roof, be sure to assess the damage and ensure you are safe before contacting your insurance company. Many insurance companies have a 24-hour hotline that you can call to report storm damage.
 

Wind Damage

With these steps in mind, you'll be well on your way to filing a successful roofing insurance claim. While these situations are often stressful, remember that you are not alone.

 

Contact your insurance company and follow the steps above to ensure you get the coverage you need

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